About Us What is a CU?

What is a CU?

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to have control over their own finances by making their own savings work for them. Every credit union is owned by the members; the people who save and borrow with it; People like you. When you become a member and start saving with your credit union you will have access to fair and reasonable rates on savings and loans

Your savings contribute to your credit union's loan fund. So your savings are helping other members. Members like you

A credit union exists only to serve its members; not to profit from their needs. Surplus income generated is returned to the members by way of a dividend and/or is directed to improved or additional services required by the members. Credit unions are non-sectarian and non-political, and continue that Irish tradition of co-operative self help.

It has been shown throughout history that by working together people can achieve far more through co-operation than by individual effort. The success of the credit union movements worldwide is a clear illustration of this. Credit unions have served their members well in Ireland since 1958, and as long as there are active members, they will continue to do so.

Kilrea
25/27 Church Street, Kilrea, Co. Derry - BT51 5QU
  • Tel:
  • Fax:
  • Email:
  • (028) 295 41007
  • (028) 295 41097
Opening Hours
  • Mon
  • Tue - Thurs
  • Fri
  • Sat
  • 9:00am - 4:00pm
  • 9:00am-4:30pm
  • 9:00am-5:30pm
  • 9:00am-1:00pm
Dunloy
18 Main Street, Dunloy, Co. Antrim - BT44 9AA

Opening Hours
  • Tue
  • Fri
  • Sat
  • 9:00am - 1:00pm
  • 1:30pm-5:00pm
  • 9:00am-12:00pm
Ballymoney
77 Castle Street, Ballymoney, Co. Antrim - BT53 6JT

Opening Hours
  • Mon
  • Tue - Thu
  • Fri
  • Sat
  • Closed
  • 9:00am-4:00pm*
  • 9:00am-5:00pm*
  • 9:00am - 12:30pm
*Closed for lunch (12:30 - 1:00pm)
KRD Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.